What is RAMP?

Ramp is a new product that allows producers the opportunity to boost revenues at specific risk levels within their risk management plans.

How Does RAMP work?

RAMP supplements the insured’s MPCI coverage and is designed to help provide additional coverage when production and/or revenue losses are just over or under an insured’s MPCI guarantee. 

RAMP is available in a yield plan that pays based on where the production to count (harvested bushels) falls within or below the selected coverage band.

RAMP is also available in a revenue plan that pays based on where the harvest revenue falls within or below the selected coverage band.

Contact our agents for more information on how RAMP can benefit your farming operation. 



Wheat sales season is here.  Now is the time to add coverage or change your current wheat coverage.  Changes must me made by September 30 2017.

Contact our office and we will be happy to come out to see you.


Sales season is here.  This is the time to make changes to your spring crop policy, add extra coverage or cancel your policy.

Policy changes must be made by March 15, 2018

Contact our office and we will be happy to come out to see you!


The Risk Management Agency’s (RMA) Pasture, Rangeland, Forage (PRF) Insurance Program is designed to provide insurance coverage on your pasture, rangeland, or forage acres. This innovative pilot program is based on precipitation, Rainfall Index. This program is designed to give you the ability to buy insurance protection for losses of forage produced for grazing or harvested for hay, which result in increased costs for feed, destocking, depopulating, or other actions.

You can buy a PRF policy from a crop insurance agent by the sales closing date of November 15.  Call our office and speak to one of our agents for more information.



In order to receive premium assistance from the federal government for crop insurance, producers will have to comply with the highly erodible land and wetland conservation requirements that most already have to comply with as a result of participating in FSA and NRCS programs.

To comply, producers must fill out and sign form AD-1026.  If you have not already completed and submitted this for to the USDA, go to the USDA Service Center (Farm Service Agency) and file form AD-1026 certifying compliance.  The FSA and NRCS will communicate any additional actions that may be required for compliance.  

Producers who do not comply with conservation compliance can still purchase crop insurance, however, they will no longer be eligible to receive the government paid premium subsidy. 

Contact your local FSA/NRCS for more details.



Beginning farmers and ranchers are eligible for certain benefits designed to help you as you start your operations. 

To be a beginning farmer (BFR) for crop insurance purposes, an individual must not have actively operated and managed a farm or ranch in any county, in any state, with an insurable interest in a crop or livestock as an owner-operator, landlord, tenant, or sharecropper for more than five crop years, excluding any crop year the BFR was under the age of 18, in post secondary studies or on active duty in the U.S. Military. 

Benefits Include:

  • Exemption from paying the administrative fee for catastrophic and additional coverage policies; 
  • Additional 10 percentage points of premium subsidy for additional coverage policies that have premium subsidy. 
  • Use of the production history of farming operations that you were previously involved in the decision making or physical activities; and 
  • An increase in the substitute Yield Adjustment, which allows you to replace a low yield due to an insured cause of loss, from 60 to 80 percent of the applicable transitional yield (t-yield). 


  • You must be an individual.  Business entities may receive benefits only if all of the substantial beneficial interest holders of the business entity qualify as beginning farmers or ranchers. 
  • You must not have actively operated and managed a farm or ranch anywhere with an insurable interest in any crop or livestock for more than 5 crop years.  This includes an insurable interest as an individual or as a SBI in another person who has an insurable interest in any crop or livestock.   You may exclude a crop year’s insurable interest if you were under the age of 18, enrolled in post-secondary studies or on active duty in the U.S. Military. 


You must apply for BFR benefits by your Federal crop insurance policy sales closing date.  You are required to identify any previous farming or ranching experience and any exclusionary time periods. 

Call Koepke insurance for more information.