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UNAVOIDABLE, UNINSURED LOSS

Beginning with the 2018 crop year, if an insured crop suffers a production loss due to damage from a third party or uninsurable fire (UUF), the insured my request that no actual yield be reported for the damaged acreage. As a result, UUF damage will not negatively impact the insured approved APH yield.

 

Unavoidable, Uninsurable Fire

Example:

Acceptable: Fire caused by third parties ( Driver throws lit cigarette out of a window).

Unacceptable: Fire caused by insured (insured set fire to brush pile which spreads and burns his crop).

Third Party Damage

Example:

A neighbor applies chemicals and the resulting spray drift damages in the insureds crop.

Notice of loss must be filed within 72 hours of the initial discovery of damage, but not later than the end of the insurance period.